The American Express Platinum — apply today to elevate every journey

Unlock premium travel perks, flexible points, and wide lounge access—designed to turn airport days and hotel nights into smoother, more rewarding experiences.

Ready to travel smarter and feel taken care of from booking to boarding? Discover how Platinum stacks value on trips you’re already taking.

The American Express Platinum Card® is built for travelers who want comfort and control without complicating their routine. From entry into the American Express Global Lounge Collection® to credits that can offset everyday services, Platinum focuses on real-world convenience and flexible rewards you can actually use.

Use it for your next flight or weekend stay: the blend of lounge access, ride benefits, and travel partners helps your card work before you depart and after you land.

Benefits

• Global Lounge Collection® access: Enter an extensive network—Centurion® Lounges, Delta Sky Club® (when eligible), Escape, Plaza Premium, Lufthansa, and more—so you can recharge between flights. Enrollment and partner rules may apply.
• Ride & delivery credit with Uber Cash: Add your card to the Uber app to receive monthly Uber Cash for U.S. rides or Uber Eats (enrollment required; terms apply).
• No foreign transaction fees by AmEx: Pay abroad without an AmEx-charged FX fee on purchases outside the U.S. (merchant or ATM fees may still apply).
• Robust travel program & partners: Book through AmEx Travel and tap a broad menu of hotel and flight options, plus on-the-ground support.

Quality points & how you benefit

Platinum’s strength is breadth: a large lounge network, recognizable travel partners, and credits you can align with real habits. Because these features are issuer-backed and standardized, you can plan confidently—book, enroll, and use benefits on a predictable cadence.

Potential savings & advantages

Frequent flyers can replace pricey day-passes with included lounge access, and riders who already use Uber can offset part of monthly spend via Uber Cash—value that’s easy to track on your statements.

Potential savings & advantages

International shoppers avoid AmEx-charged FX fees on purchases abroad, which helps prevent the typical percentage add-on and keeps trip budgets cleaner. Combine that with strategic redemptions through Membership Rewards® partners for outsized trip value.

Potential safety & peace of mind

Access to staffed lounges and issuer support can make disruptions less stressful—quiet spaces, Wi-Fi, and help channels close at hand when plans change unexpectedly.

Potential safety & peace of mind

Centralizing bookings and benefits within the AmEx ecosystem simplifies issue resolution (cancellations, changes, or credits)—one account, clear terms, and documented benefit rules to reference.

Eligibility Criteria (U.S.)

Applicants provide specific details during the online application: legal name, date of birth, street address (no P.O. boxes), SSN or ITIN, email, phone, and income information. Approval also considers credit-bureau data and issuer criteria after submission.

Application Process

1. Review current terms on the official Platinum page (rates, fees, benefits, and required enrollment steps).
2. Gather your info: SSN/ITIN, street address, contact details, and income figures.
3. Apply online: Submit your application through American Express and consent to a credit check. The decision follows issuer review.
4. Activate & enroll: Once approved, activate the card and enroll in benefits like Uber Cash and lounge programs per your Guide to Benefits.
5. Plan your usage: Route travel and eligible spending through AmEx Travel and the Uber app to capture ongoing value.

FQA

1) What lounges can I access?
Platinum grants access to the American Express Global Lounge Collection®, including Centurion, Delta Sky Club (when eligible), Escape, Plaza Premium, Lufthansa, and others—enrollment and partner terms apply.

2) Does the card charge foreign transaction fees?
American Express does not charge a foreign transaction fee on purchases outside the U.S. with this card. Other providers may charge separate fees.

3) How do Uber benefits work?
Add your Platinum Card in the Uber app to receive monthly Uber Cash for U.S. rides and Uber Eats after enrollment; amounts and terms are defined by AmEx.

4) What information is required to apply?
Expect to provide your SSN or ITIN, a U.S. street address, contact details, and income information; the issuer uses this plus bureau data to evaluate your application.